In many cases, a bankruptcy can help you avoid or end garnishments, foreclosures, repossessions and utility shutoffs. It is important to consult with a professional about what a bankruptcy can do for your particular situation.
Though a bankruptcy filing will show up on your credit report, bankruptcy is not the end of your ability to obtain credit. I can walk you through what types of credit you can reasonably expect to be available following a bankruptcy, and how to improve your credit moving forward.
Go to www.annualcreditreport.com to print a free credit report, or call 1-877-322-8228 and provide your social security number to get a free report mailed to you. I can also pull your credit report for you for a fee if you prefer.